Senior Property Claims Adjuster and Certified Risk Manager (CRM) with 15 years of field experience in residential and structural damage assessment. He specializes in disaster mitigation, high-value home audits, and construction cost estimation for accurate replacement value coverage.
Arthur Sterling began his career as a forensic building consultant before moving into the insurance sector to handle catastrophic loss claims. With over a decade and a half spent inspecting storm damage, fire aftermaths, and structural failures, he provides homeowners with a grounded, technical perspective on property protection. Arthur holds a Master’s in Civil Engineering and maintains his certification as a Property Casualty Underwriter (CPCU). His writing focuses on the physical realities of risk, teaching readers how to fortify their homes against climate events and navigate the complexities of "Actual Cash Value" versus "Replacement Cost." He is dedicated to helping policyholders understand the critical link between home maintenance and claim approval.